SECTION ONE - GENERAL INFORMATION

1.1 Terms and Conditions - Binding
Participating in any event offered by MasterTheChallenge.org ("the Site") signifies your knowledge of and agreement to be bound by the most current version of these Terms and Conditions. The Site may modify these Terms and Conditions at any time. Your continued use of the Site following such modifications signifies your acceptance of those modifications. You are responsible for reviewing these Terms and Conditions periodically for any such modifications.

These Terms and Conditions constitute the entire agreement between you and MasterTheChallenge™ pertaining to the subject matter hereof and supersedes all prior or other arrangements, understandings, negotiations and discussions, whether oral or written. No waiver of any of the provisions of these Terms and Conditions shall be deemed or shall constitute a waiver of any other provisions hereof (whether or not similar), nor shall waiver constitute a continuing waiver unless otherwise expressly provided.

If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms and Conditions, which will otherwise remain in full force and effect.

1.2 Governing Law and Disputes
These Terms and Conditions will be governed and construed in accordance with the laws of North Carolina, irrespective of any principles of conflicts of law.

By registering and/or participating in any event offered on the Site, you agree that any dispute that cannot be resolved between the parties shall be resolved individually, without resort to any form of class action. You further agree that any legal action arising from any dispute shall proceed only in the state or federal courts located in Raleigh in the sate of North Carolina, or as otherwise determined by us, and you hereby submit to personal jurisdiction and venue in such courts for the purposes of litigating any such action.

Free Manx events shall not be subject to any legal action since no registration fees are required for participation. Free events are used for testing and entertainment only.

1.3 Entire Agreement
These Terms and Conditions, in connection with the other obligations and rules detailed in writing on the Site, constitute the entire agreement between you and the Site and cannot be modified by you. These Terms and Conditions cannot be modified on an individual basis by any person affiliated, or claiming affiliation, with the Site. Nothing in this subsection will prevent the Site from modifying the terms of these Terms and Conditions and posting such modifications on the Site.

1.4 Severability
If any portion of these Terms and Conditions is deemed void or unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of the remaining provisions.

SECTION TWO - OBLIGATIONS

2.1a Eligibility (United States)
To register and/or participate in any event offered on the Site, you must:
a) be a natural person who is assigned or provides a unique registration number that accompanies the registration CD or ticket;
b) be at least eighteen (18) years old to purchase a registration CD or ticket using an accepted credit card and be the owner of the accepted credit card or account used for the transaction;
c) be a U.S. citizen or resident alien with a U.S. address;
d) be physically located within the U.S.;
e) be physically located in a U.S. state in which participation in the event is unrestricted by law; and
f) at all times abide by these Terms and Conditions.

The rules governing sweepstakes, gaming, contests, gambling, and betting with entry fees and/or awards are set up by each individual state, not by the federal government. Based on these 50 sets of laws, this Site DOES NOT offer events requiring a registration fee to residents where competitive events offering awards are prohibited by law.

This Site offers competitive events that require skill and are timed to the 10,000th of a second. Laws in many states are ambiguous. As an example, we find the following laws in Illinois. The two areas contradict each other.

Gambling - Playing games of chance or skill for money or other thing of value; wagering upon games, contests, or elections; owning or operating gambling devices.

Other Kinds of Gambling-Related Activities Allowed or Banned - Compensation agreements; bona fide contests of skill, speed, strength, or endurance; manufacture of gambling devices; bingo; raffles; possession of antique slot machines; pull tab and jar games; and charitable games allowed.

Consider a running event, which would fall into the allowed category above. One would think there would be no elements of chance in such an event. That is not true. One of the competitors could be tripped or turn his/her ankle. That negatively affects one and positively affects the others. That happens purely, in most cases, by chance. There can be some element of chance in virtually any event or competition. Games usually have more elements of chance that can influence the outcome.

If you live in Arizona, Arkansas, Connecticut, Delaware, Florida, Illinois, Iowa, Louisiana, Maryland, Montana, South Carolina, South Dakota, Tennessee or Vermont, we recommend you review your state gaming laws before participating.

Competitions offered by this Site are VOID WHERE PROHIBITED OR RESTRICTED BY LAW. If you participate in any event offered on the Site while located in a prohibited jurisdiction, you will be in violation of the law of such jurisdiction and these Terms and Conditions, and subject to being disqualified from the competition. Additionally, all awards (if any) may be voided at the sole discretion of the Site.

2.1b Eligibility (Non-U.S.)
a) be a natural person who is assigned or provides a unique registration number that accompanies the registration CD or ticket;
b) be at least eighteen (18) years old to purchase a registration CD or ticket using an accepted credit card and be the owner of the accepted credit card or account used for the transaction;
c) be responsible for all shipping, VAT, duties and any other fees or taxes associated with any award won through an event unless otherwise stated in the event documentation.

If you are a U.S. resident, make sure you are not from one of the restricted states. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

2.2 Additional Persons Not Eligible
Notwithstanding Section 2.1, the following persons are ineligible to receive any award offered on the Site: employees, officers, and directors (and their immediate family members) of the Site, its parent companies, subsidiaries, and affiliates; and any other person with access to non-public information regarding the operation of any event offered on the Site. For purposes of this section, immediate family members include parents, siblings, spouses, children, or any other person permanently residing in the same household with such employee, officer, or director.

2.3 Legality and Taxes
You are subject to all laws of the state, province and/or country in which you reside and from which you access the Site and are solely responsible for obeying those laws. You agree the Site cannot be held liable if laws applicable to you restrict or prohibit your participation. The Site makes no representations or warranties, implicit or explicit, as to your legal right to participate in any event offered on the Site nor shall any person affiliated, or claiming affiliation, with the Site have authority to make any such representations or warranties.

The Site reserves the right to monitor the location from which you access the Site and to block access from any jurisdiction other than the U.S., or any U.S. jurisdiction in which participation is illegal or restricted. The Site may require any participant receiving any award to provide the Site with proof that he or she is eligible to participate according to Sections 2.1 and 2.2 above.

It is the policy of the Site, in compliance with United States Internal Revenue Service regulations, to send an IRS Form 1099 or other appropriate form to any person who wins an award with a value in excess of $600 (USD) on the Site in any given year. Depending on the jurisdiction in which you reside, the Site may also send you additional similar tax forms. Winners are solely responsible for paying all applicable income taxes, property taxes, VAT, duties, and all other local, state, national, or government fees for merchandise or property awards. For the sole purpose of determining a tax value for a particular prize or award, the Manufacturer's Suggested Retail Price will be used as the cash value of a merchandise award. Personal property such as real estate, cars, boats, RV’s and the like will use the local tax value as the cash value.

If you win a prize, the IRS and North Carolina considers the prize value as income to you, which creates a tax liability for the Winner. In order to mitigate this tax liability on prizes of $1,000 or more, each CrosswordGold™ event includes a cash component equal to 34% of the fair market value of the prize. The 34% figure is comprised of 28% Federal Tax and 6% State Tax. These additional funds should eliminate most Winner’s tax liability, but there may be some residual taxes due depending on each Winner’s individual circumstances and the effective tax rate applicable to them.

2.4 Acknowledgment of Proprietary Rights
By participating in any event offered on the Site, you acknowledge that all information contained on the Site may be protected, in all forms and media, by one or more valid copyrights, patents, trademarks, trade secrets, or other proprietary rights, and that all such rights are owned by the Site. You may not modify, publish, participate in the transfer or sale of, create derivative works from, or in any way exploit this information, except that you may download designated practice or event puzzles for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. The Site neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties. While the Site uses reasonable efforts to include accurate and up-to-date information, the Site makes no warranties or representations as to its accuracy. The Site assumes no liability or responsibility for any errors or omissions in the content of the Site.

Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like, is and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by the Site or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, the Site is free to use any ideas, concepts, know-how or techniques contained in any communication you send to Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information, without any additional compensation to you.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site, including the names of all puzzles, are registered and unregistered Trademarks of the Site and/or others. Nothing contained on the Site should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Site or such third party that owns the Trademark displayed on the Site. Your misuse of any Trademark displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that the Site will aggressively enforce its intellectual property rights to the fullest extent of the law, including but not limited to, the active pursuit of criminal prosecution and/or civil litigation where appropriate.

2.5 Promotional Activities
By participating in an event, you agree that the Site may display your name and event records. By accepting any award from the Site, you agree to allow the Site to print, publish, broadcast and use, worldwide, in any media and at any time, your name, picture, voice, likeness, and/or biographical information for promotional or related purposes without additional compensation.

2.6 Submissions
If you send comments, questions or suggestions, including, but not limited to, notes, text, drawings, or computer programs, to the Site, such submissions shall become, and shall remain, the sole property of the Site. No submission shall be subject to any obligation of confidence on the part of the Site. The Site shall exclusively own all rights to, and shall be entitled to unrestricted use of, all such submissions without compensation to you.

2.7 Information Required (U.S. competitors only)
Pertaining to an event’s electronic forms, you are required to submit all information requested on the registration and answer forms. If your total awards in any given year reach a value of $600, the Site will request that you submit your social security number in order to send you an IRS Form 1099, or other appropriate form, as required by Internal Revenue Service regulations.

2.8 Accuracy of Information
You represent and warrant that all information you supply to the Site is complete and accurate. Knowingly submitting incomplete or inaccurate information will result in immediate disqualification and forfeiture of any awards to which you may have otherwise been entitled.

2.9 Privacy Policy
The Site will not intentionally disclose any personally identifying information about you (including information submitted on registration forms, your social security number, your e-mail address, information obtained by the Site from cookies, and information regarding your IP address) to third parties without your consent except where the Site, in good faith, believes such disclosure is necessary to comply with the law or other contractual provisions of the Site or to enforce these Terms and Conditions or other rules of the Site. Your acceptance of any award from the Site constitutes consent for the Site's disclosure of personal information as described in Section 2.5. The Site reserves the right to collect general demographic and other market information that does not personally identify you to any person without additional consent. MasterTheChallenge™ utilizes e-mail, a major social networking site or our ‘Announcements’ page for event notifications, the status of ongoing events, and to let you know of special promotions, events and policy changes. New Registrants automatically agree to receive e-mails from MasterTheChallenge™. You must have a valid, operating e-mail account and set any filters to allow messages from masterthechallenge.org to get through. We accept no responsibility for undelivered or rerouted e-mail. To view the Site's full privacy policy, click on our Privacy Statement link.

2.10 Minimum Recommended System Configuration
The events offered on the Site will function best if your computer system meets the following requirements:
Operating System: Windows XP (Home or Pro), Vista
Browser: Microsoft Internet Explorer 6.0 or higher (or equivalent)
Processor: Intel® Pentium® II 500MHz (or equivalent/higher)
RAM: 256MB or higher. We recommend closing all programs to free memory before practice or event entry.
Connection Speed: 56K or higher (Cable/DSL recommended)
Screen Resolution: 1024 x 768 or higher
Browser Plug-Ins: Abode Flash 7.0 or higher (9.0 recommended)
Input: Keyboard and mouse (game pads and joysticks not supported)

2.11 Anti-Spam Policy
The Site is vigorously against the practice commonly referred to as "Spam". Users who are reported and whose claims of "Spam" are validated by the Site, will not be allowed to compete in events. Additionally, any awards may be voided at the sole discretion of the Site. The Site defines "Spam" as:
# Electronic mail messages addressed to a recipient with whom the initiator does not have an existing business or personal relationship or is not sent at the request of, or with the express consent of, the recipient;

# Messages posted to Usenet and message boards that are off-topic (unrelated to the topic of discussion), cross-posted to unrelated newsgroups, or posted in excessive volume;

# Solicitations posted to chat rooms, or to groups or individuals via Internet Relay Chat or "Instant Messaging" system (such as ICQ);

ABUSE REPORTING: If you wish to report a violation of our Anti-Spam Policy, please forward all evidence of abuse to: abuse@MasterTheChallenge.org. Please refer responsibly!

2.12 Unique Registration Numbers
Each competitor will receive or assign to themselves a unique registration number for each entry into an event. That number will be used to identify the competitor and route his/her time in the competition. Once a competitor’s solution and time is logged with reference to a specific registration number, no more attempts to log a different solution and time with reference to that specific registration number will be accepted. That entry is locked. It is the competitor’s sole responsibility to keep registration numbers secret so third parties cannot use their number(s) to enter the event illegally. Proof of identity along with your original event ticket will be needed to claim major awards.

Free Manx events may use a participant's e-mail, name, or other identifier for registration purposes.

2.13 Abuse
Anyone who displays behavior which may be interpreted as the use of unfair methods to better one’s timing during an event will be disqualified. Revealing the answer to a puzzle after a competition begins and before it closes, via any means, to a person or persons is a violation of these Terms & Conditions. All awards (if any) will be forfeited. Please respect the other competitors and their right to answer the puzzle without help in the allotted time. Regarding an answer to a puzzle relayed personally, from the Internet, Twitter or another source: It may not be correct! Don't jeopardize your chances of winning an award by trusting someone else. Please compete fairly.

2.14 Registered Competitor
Registered Competitor status is possible only by the submission of an electronic registration/answer form, fully and truthfully completed by the participant in the English language. MasterTheChallenge™ reserves the right to exclude from events persons who have not fully and truthfully completed the associated registration/answer form.

2.15 Registration Acknowledgement
MasterTheChallenge™ will not acknowledge receipt of registration/answer forms except through electronic server confirmation.

2.16 Registration Disputes
In the event of a dispute regarding who submitted a registration/answer form, the registration/answer form will be deemed submitted by the authorized account holder of the e-mail account at the time of the submission. "Authorized account holder" shall be deemed to be the natural person who is assigned to an e-mail address by an Internet access provider, on-line service provider or other organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. A participant is allowed to submit only one registration/answer form.

2.17 Group Participation
Persons who participate in an event as a group will be regarded as one participant, the one from which the registration/answer form is submitted.

2.18 Age Group Divisions
Age Group Divisions are: 10 and Under, 11-14, 15-19, 20-24, 25-29, 30-34, 35-39, 40-44, 45-49, 50-54, 55-59, 60-64, 65-69, 70-74, 75-79, 80 & over.

2.19 Internet Access
Participants must have access to the Internet to submit the required registration/answer form, and each participant must have a working e-mail address. In addition, each participant is personally responsible for retrieving the ‘Start’ code word. The methodology for obtaining the ‘Start’ code word will be e-mailed to all event registrants, broadcast via a major social networking site and placed on the site’s Announcement page.

2.20 Start Time and Allotted Completion Time
A competition Manx begins when the ‘Keyword’ needed to decipher the Lock Box password, which enables a participant to open a Competition Manx puzzle, is broadcast. The date, time and methodology of that broadcast will be e-mailed to all registered competitors, announced via a major social networking site and published on the site’s Announcements page a minimum of three (3) days before the start of the event. Anticipated start times will be published on each event page. MasterTheChallenge™ reserves the right to extend the start time up to 240 days in 120 day increments and will publish a notice on the Announcements page and send a message via Twitter. From the start of the event, a competitor is allotted seven (7) full days (168 hours) to complete the Manx and submit their answer via the selected electronic Web form. After the 168 hour time period, the database will be closed and the event deemed over. No more answer forms will be accepted.

Due to potential delays (no matter how insignificant they may be) in electronic transmissions, whether they be via the Internet, radio, television, phone or other means of electronic communication, MasterTheChallenge™ will consider that the ‘Keyword’ was made available to all participants at the Same Time when MasterTheChallenge™ successfully announces said ‘Keyword’ via a major social networking site or it is successfully announced through another medium by a selected agent at the date and time specified in the announcement detailing the ‘Keyword’ publication date, time and methodology. Successfully announced means the ‘Keyword’ was viewed or heard on the selected medium at the date and time, or an approximation thereof, by a representative of MasterTheChallenge™ and one or more event participants. It is the sole responsibility of an event participant to retrieve the ‘Keyword’ at the specified date and time through the medium so announced. MasterTheChallenge™ will not be responsible for delays or system failures of the broadcast medium selected to announce the ‘Keyword’. In the event the ‘Keyword’ could not be announced at the specified date and time, MasterTheChallenge™ will reschedule the event. The new date, time and methodology will be e-mailed to all registered participants, announced via a major social networking site and published on the site’s Announcements page.

2.21 Event Conditions
MasterTheChallenge™ may, in their sole discretion, reschedule, cancel, modify or suspend the event should a virus, bug, computer problem, unauthorized intervention or other causes beyond the control of MasterTheChallenge™, corrupt the administration or security of the event, or by any force majeure, any actions, regulations, orders, or requests by any governmental or quasi-governmental entity, equipment failure, including overloading of a Web site due to excessive uploads, threatened terrorist acts, terrorist acts, air raid, blackout, act of public enemy, earthquake, war (declared or undeclared), fire, flood, epidemic, explosion, unusually severe weather, hurricane, embargo, labor dispute or strike (whether legal or illegal), labor or material shortage, transportation interruption of any kind, work slow-down, civil disturbance, insurrection, riot, or any other similar or dissimilar cause beyond the sole and reasonable control of MasterTheChallenge™. MasterTheChallenge™ reserves the right, in their sole discretion, to disqualify any individual who tampers with the entry process. If an event is rescheduled, notification will be made by e-mail message sent to all registered participants, via a major social networking site and announcement (Announcements page) on the MasterTheChallenge™ Web site. Rescheduling would include the free download of a new Manx puzzle. Since Manx competitions are competitive events, it is the sole responsibility of each ticket/CD holder (competitor) to compete in the event documented on their ticket or CD. No claims will be honored that you, as an event participant, did not understand the Manx solving or answer procedure or how and when a Manx competition begins. Thorough training is available by downloading the free Manx Training Samples from the Web site. Start times are published on the Web site for each event. The Manx Training Samples were designed to educate a potential participant about Manx procedures prior to the purchase of an entry ticket. If you do not understand the procedures, it is advised that you do not enter a Manx event. Published starting times for a particular event may be changed at the discretion of MasterTheChallenge™. Start time changes will be published on the MasterTheChallenge™ Web site’s Announcements page and announced via a major social networking site. E-mail notification will be sent to registered competitors. No refunds – ticket/CD purchases or ticket(s)/CD(s) presented as gifts – will be made.

CAUTION: ANY ATTEMPT BY AN INDIVIDUAL OR ANY OTHER PERSON TO DAMAGE OR UNDERMINE THE OPERATION OF A MASTERTHECHALLENGE™ EVENT IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, MasterTheChallenge™ RESERVES THE RIGHT TO SEEK CIVIL AND/OR CRIMINAL PROSECUTION AND/OR DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

SECTION THREE - DISCLOSURES

3.1 Odds and Awards
The results of all events offered on the Site depend on the number of competitors participating in such events and the skill of each competitor. Since these are timed competitions and are not games of chance, no odds of winning are available. Awards may be different for each event. Competitors are advised to review each event for award specifications on the MasterTheChallenge™ Web site.

3.2 Winners Lists
A list of major award winners will be posted on the Site following each event. In the case of events with substantial awards, a list may be delayed while verification of the results takes place.

3.3 Determination of Winners
Each event is timed to the 10,000th of a second. Winners are determined by the time it takes to submit a solution to a puzzle via the Internet. Results entering the database are deemed official. The results and winners of each event offered by the Site will be determined by the Site, and such determinations are final. By registering and/or participating in any event, you agree to be bound by these determinations. In case of a tie, those competitors will compete in a new event to determine the winner(s).

3.4 Manx Term & Conditions
This document will be included on a Manx CD if a CD is used as the distribution method. This document will be included on an event download.

SECTION FOUR - LIMITATION OF LIABILITY

4.1 General Disclaimer
BY REGISTERING FOR ANY EVENT OFFERED ON THE SITE OR PRACTICING PUZZLES OFFERED ON THE SITE, YOU AGREE THAT THE SITE IS NOT RESPONSIBLE FOR ANY DAMAGE, LOSS, OR INJURY RESULTING FROM USE, ACCESS, OR ATTEMPTED USE OR ACCESS OF THE SITE. YOU FURTHER AGREE THAT THE SITE IS NOT LIABLE FOR ANY DAMAGE, LOSS, OR INJURY CAUSED BY DOWNLOADING ANY INFORMATION FROM THE SITE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, YOU AGREE THAT THE SITE IS NOT LIABLE FOR ANY DAMAGE TO YOUR PERSONAL COMPUTER, ANY DAMAGE, LOSS, OR CORRUPTION OF DATA, OR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING FROM USE OF THE SITE.

The Site also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video or audio from the Site.

In case of a malfunction or disruption of service for which the Site is responsible that prevents the complete timing of participants for a scheduled event, MasterTheChallenge™ will notify all competitors that said event was cancelled, all times cleared from the database, and a new event scheduled. The start time and new puzzle for the new event will be e-mailed to all competitors registered for that event. The Site reserves the right to determine, in its sole discretion, whether it is responsible for any such malfunction or disruption. The Site also reserves the right to disqualify you from an event and future participation should the Site determine, in its sole discretion, that you have intentionally caused such a malfunction or disruption. The Site is not responsible for timing delays or submission problems if your personal connection to the Internet is disrupted.

MasterTheChallenge™ and their respective parents, subsidiaries, affiliated companies, successors and assigns and their respective directors, officers, stockholders, interest holders, and employees shall not be liable for:
(i) an exclusion or disqualification of a participant pursuant to these Terms and Conditions;
(ii) late, lost, misdirected, or unsuccessful efforts to notify winners of any award;
(iii) or the forfeiture of an award and the selection of an alternate winner pursuant to clause 5.3, MasterTheChallenge™, their respective parents, subsidiaries, affiliated companies, successors and assigns and their respective directors, officers, stockholders, interest holders, and employees are not responsible for and shall not be liable for:
(i) late, lost, delayed, damaged, misdirected, incomplete, illegible or unintelligible entries;
(ii) telephone, electronic, hardware or software program(s), network, Internet connection, or computer malfunctions, failures or difficulties of any kind;
(iii) failed, incomplete, garbled or delayed computer transmissions;
(iv) any condition caused by events beyond their control that may cause an event to be disrupted or corrupted;
(v) any injuries, losses or damages of any kind arising in connection with or as a result of an award, or acceptance, possession or use of an award, or from participation in any event;
(vi) any printing or typographical errors in any materials associated with an event;
(vii) or any damage to participant's computer occasioned by participation in an event, or downloading any information necessary to participate in an event.

By participating in an event, each participant thereby undertakes and agrees to release and hold MasterTheChallenge™, and all of their respective parents, subsidiaries, affiliated companies, successors and assigns, and all their respective directors, officers, stockholders, interest holders, and employees harmless from and against any losses, damages, rights, claims and actions of any kind in connection with an event or resulting from the acceptance, possession or use of any award, including without limitation, personal injury, death, property damage, claims based on publicity rights, defamation or invasion of privacy.

4.2 No Warranty
ALL GOODS AND SERVICES PROVIDED ON THE SITE ARE PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO PERSON AFFILIATED, OR CLAIMING AFFILIATION, WITH THE SITE HAS AUTHORITY TO EXTEND SUCH WARRANTIES.

4.3 Credit Card Use
You agree that the Site is not liable for any loss caused by any unauthorized use of your credit card or other method of payment by a third party in connection with the Site. Any attempt to defraud the Site through the use of credit cards or other methods of payment, regardless of the outcome, or any failure by you to honor legitimate charges or requests for payment will result in immediate disqualification, forfeiture of any awards to which you are otherwise entitled, and active pursuit of civil litigation and/or criminal prosecution.

4.4 Hacking, Tampering, or Unauthorized Access
By participating in any event offered on the Site, you agree that the Site is not responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Site. Any attempt to gain unauthorized access to the Site's systems or any files, interfere with procedures or performance of the Site, or deliberately damage or undermine the Site is subject to civil and/or criminal prosecution and will result in immediate disqualification and forfeiture of any awards to which you are otherwise entitled. Any attempt to participate in any event offered on the Site by means of automatic, macro, programmed, or similar methods, or to otherwise commit fraud with regard to the Site, will result in active pursuit of civil litigation and/or criminal prosecution, disqualification, and forfeiture of all awards to which you might otherwise be entitled.

4.5 Disqualification
Participants who, in the opinion of MasterTheChallenge™, do not comply with these Terms and Conditions can at any time be disqualified from an event without notification or reason.

SECTION FIVE – AWARDS

5.1 General Disclaimer
Awards may be different in each event. Competitors are advised to review award specifics for each competition on the MasterTheChallenge™ Web site.

5.2 Award Notification
MasterTheChallenge™ will make all reasonable efforts to notify each winner. Notwithstanding the foregoing, the finalists shall bear the ultimate responsibility for ascertaining their position and award status. MasterTheChallenge™ will make award notification to the top three overall and the age group winners via e-mail. Other winners may be notified at the discretion of MasterTheChallenge™. Each participant is responsible for checking his/her e-mail and adjusting any SPAM filters that may redirect or delete incoming messages from unknown senders. This responsibility extends to checking SPAM or trash folders. If MasterTheChallenge™ does not receive a response from a notified award winner within seven (7) days of sending an award notification, MasterTheChallenge™ will attempt to contact the award winner via telephone. If, after 30 days from the initial notification and subsequent attempts, we have not received a response from the specified winner, the award will be forfeited. All other winning participants will be directed via e-mail to a database where they can review their time and position in the associated competition.

5.3 Release Form
As a condition of winning his or her award, any winner may be required to sign and return a release of liability, declaration of eligibility and/or a publicity consent agreement, and to do so within 30 days of a winner's receipt of such document(s). If an award notification is undeliverable, or if an award winner cannot be contacted, is ineligible to receive an award, fails to claim an award, or fails to timely return the completed and executed eligibility declaration, consent and releases as required, the award(s) may be forfeited and another winner of his/her award will be selected.

5.4 Substitution
If an event’s reserve was met and an award has become unavailable, or the winning participant is outside the continental U.S., or the winning participant cannot, for personal reasons, claim an award, or there are other difficulties in shipping or claims, the Site has the right, in its sole discretion, to substitute freely the cash equivalent (determined by the Site's estimated cost to obtain the merchandise or property award, and not the manufacturer's suggested retail price, tax value or any other price) for any merchandise or property award. MasterTheChallenge™ will not accept returns or exchange awards. If the 'Reserve' for a particular event was not met, the Site reserves the right to distribute cash awards in substitution for any or all awards listed for said event based on a 50/50 division of the entry fees collected for said event by MasterTheChallenge™ - 50% divided among award winners and 50% going to MasterTheChallenge™.

5.5 Sponsors
Sponsors listed for any MasterTheChallenge™ event have provided merchandise, discounts on merchandise, property, services or other goods to help MasterTheChallenge™ produce the event.

5.6 Reserve
Unless all merchandise, travel, personal property, certificates or any other awards listed for an event have been fully donated by sponsors (no costs to be incurred by MasterTheChallenge™) we will place a ‘Reserve’ notice under the selected event on the Manx Events page and the event's Awards page. This notice indicates the number of paid entrants the event must have in order to provide the specified award(s) to the winner(s). A close of registration date (a date when one can no longer purchase an entry into an event) will be published for each event. If the ‘Reserve’ has not been met, the event will be held as scheduled. The event will become a 50/50. MasterTheChallenge™ will substitute cash awards in place of selected awards listed for that event. (See 5.4 Substitution)

5.7 Ties
In the event of a tie(s) for the top award(s) the tied competitors will participate in a new event to determine the overall winner(s). Competitors tying for age group awards will each receive an award.

5.8 Delivery Time
Unless notice is sent to winners, major awards with the exception of property, land, cars, boats, RV’s and similar large awards, will ship within 90 days of the date the award is won by a competitor. All major awards are shipped F.O.B. Origin, and accordingly the Site takes no responsibility for any damage incurred during shipping. Costs of shipping are borne by the award winner unless otherwise specified. A shipping estimate will be supplied to the winner(s) prior to shipping. In some cases, the Site may choose to bear the cost of shipping within the continental U.S., although the Site is under no obligation to do so. Age group awards will be mailed via USPS. Mailing costs of age group awards to destinations within the continental US will be borne by MasterTheChallenge™. Receiving title to personal property such as houses or land will be arranged by the winner and MasterTheChallenge™. In the case of occupied houses or land, a reasonable time to vacate the property and assign title to the winner will be arranged by the winner and MasterTheChallenge™. Any and all attorney’s fees associated with the transfer of personal property will be borne by the winner.

5.9 Warranties
In the case of merchandise covered by a manufacturer's warranty, the manufacturer and not the Site is responsible for initial defects, subsequent use or misuse or covered repairs. In the case of merchandise not covered by a manufacturer's warranty, the merchandise is offered "as is", and the Site is not responsible for any defects, use or misuse or repairs. The Site makes no representations or warranties with respect to the authenticity or genuineness of any merchandise awards that are not designed and produced by the Site, particularly collectible awards. In regards to a home, if such a prize is listed in a particular event, the overall prize winner or their legally appointed representative, shall accept it through an escrow, without furnishings, in AS-IS, WHERE-IS condition and MasterTheChallenge™ and the home transferor have no liability relating to the home. MasterTheChallenge™ reserves the right to include the furnishings to the winner at its discretion. MasterTheChallenge™ and the home transferor give no guarantee, agreement, representation or warranty, express or implied, in connection with the home, including as to its value or that it can be sold for any certain price or within any certain period. The overall prize winner acknowledges that government authorities may place a different value on the home than MasterTheChallenge™ or the home transferor placed on the home in determining any income, property, transfer, or other taxes or fees that may be attributable to the home. If the home is subject to a lease, then the prize winner shall either allow a reasonable time for the lease to be terminated and the tenant to vacate the home or accept the home subject to that lease. If the overall prize winner elects to receive the home, then the overall prize winner shall sign and deliver related escrow instructions within 7 days after these documents are provided, reasonably cooperate in the escrow process, promptly sign and deliver documents customary for acquiring residential real estate, and cause escrow to close within 45 days after it opens. The overall prize winner is solely responsible for timely paying all escrow and title insurance charges, attorney’s fees, homeowner association dues and assessments, transfer taxes and all other charges imposed in connection with the home and its transfer. MasterTheChallenge™ and the home transferor may substitute the home for a home of reasonably equivalent value or offer a cash substitute to the overall prize winner.

5.10 Travel Awards
Awards involving travel and tourism will require you to depart from a specified list of cities. Any competitor who wins such an award and wishes to depart from a city not on the specified list will be required to provide his or her own transportation to one of the specified cities. Information required to make the reservations for a travel award, including, but not limited to, the names and ages of all travelers, departure city, and, if applicable, choice of travel dates, must be provided within one week of the initial request for such information, or the award may be voided. The Site is not responsible for any damage, injury or other liability incurred in connection with any travel or tourism, nor is the Site responsible for any cancellation, postponement, rescheduling or quality control issues with respect to fulfillment by the third-party travel or tourism providers.

5.11 Other Awards
For awards requiring local, state or federal licensing or approval (e.g. a driver's license for an automobile), competitors must provide evidence of such licensing or approval and any other reasonably related information within one week of the initial request for such information, or the award may be voided.

6.1 Online Registration and CD’s - Manx Events
Online participant registration for a Manx event will be available well in advance of the competition starting date and time. Dates for event registration will be posted on the MasterTheChallenge™ Web site's ‘Announcements’ page. In order to keep costs down and avoid production of excess CD’s, if they are used to deliver a Manx puzzle directly to the competitor from MasterTheChallenge™, we will begin shipping the event CD’s on or before the date specified on the MasterTheChallenge™ Web site's registration, announcements or event description page and in any advertising initiated by MasterTheChallenge™. Registration for a Manx event will close on the date specified on the MasterTheChallenge™ CD, ticket or download. If it is not a free event, your credit card will be charged at the time of entry (purchase of a CD, a ticket or a download). If we use CD’s, you can expect delivery of your entry CD within two (2) weeks after the close of sales or before, depending on the number of entries. If there is an unexpected delivery delay, information regarding that delay will be posted on the MasterTheChallenge™ Web site's ‘Announcements’ page and an e-mail notification will be sent to each purchaser.

7.1 Copyright: © Jason Savage 2011
These Manx puzzle files, the event process and documentation, and the Manx puzzle designs are all copyrighted by Jason Savage. All rights are reserved. 03062011

7.2 Modification
You agree that MasterTheChallenge™ may amend or modify these Terms or impose new conditions at any time by updating these Terms. Any use of our services or event ticket purchases after such updating shall be deemed to constitute acceptance of such amendments, modifications, or new conditions. Should you object to any such modifications to these Terms, your sole and exclusive remedy is to not use our services or purchase event tickets. The Terms & Conditions published on this Web site supersede any other published Terms & Conditions governing MasterTheChallenge™ events.